@layer app {
  @property --frost { syntax: '<percentage>'; inherits: true; initial-value: 0%; }

  body { background: #0c100c; }

  /* ================================================================ tokens */
  .saldo {
    --bg: #101410;
    --app: #0f130f;
    --s1: #161c16;
    --s2: #1e251e;
    --s3: #273027;
    --line: rgba(226, 255, 190, 0.075);
    --line-2: rgba(226, 255, 190, 0.14);
    --ink: #eef4e7;
    --ink-2: #b9c3af;
    --mute: #8a9482;
    --lime: #c8f560;
    --lime-hi: #dcff8f;
    --lime-ink: #142004;
    --lime-soft: rgba(200, 245, 96, 0.12);
    --ice: #a9d4ff;
    --red: #ff7a6b;
    --amber: #ffc25c;
    --fd: "Unbounded", "Figtree", ui-sans-serif, system-ui, sans-serif;
    --ft: "Figtree", ui-sans-serif, system-ui, sans-serif;
    --ease: cubic-bezier(0.2, 0.8, 0.2, 1);
    --spring: cubic-bezier(0.34, 1.56, 0.64, 1);
    --top: 54px;
    --tabbar-h: 84px;
    font: 400 15px/1.4 var(--ft);
    color: var(--ink);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    -webkit-tap-highlight-color: transparent;
  }
  :where(.saldo) *, :where(.saldo) *::before, :where(.saldo) *::after { box-sizing: border-box; }
  .saldo [hidden] { display: none !important; }
  :where(.saldo) :where(button) { font: inherit; color: inherit; background: none; border: 0; padding: 0; margin: 0; cursor: pointer; text-align: inherit; -webkit-user-select: none; user-select: none; }
  :where(.saldo) :where(button:disabled) { cursor: default; }
  :where(.saldo) :where(h2, h3, h4, p, dl, dd) { margin: 0; }
  :where(.saldo) :where(ul, ol) { margin: 0; padding: 0; list-style: none; }
  :where(.saldo) :where(input) { font: inherit; color: inherit; }
  :where(.saldo) .i { width: 22px; height: 22px; flex: none; fill: none; stroke: currentColor; stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
  .saldo .sr-only { position: absolute !important; width: 1px; height: 1px; margin: -1px; padding: 0; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
  .saldo :focus-visible { outline: 2px solid var(--lime); outline-offset: 2px; }
  .saldo .money { transition: filter 0.4s var(--ease), opacity 0.4s; }
  .saldo.is-private .money { filter: blur(7px); opacity: 0.8; -webkit-user-select: none; user-select: none; }
  .saldo.is-private .bal__amt .money { filter: blur(13px); }

  /* ================================================================ desktop stage */
  .stage {
    position: relative;
    min-height: calc(100svh - var(--fs-bar-h));
    display: grid;
    grid-template-columns: minmax(280px, 430px) auto minmax(280px, 340px);
    justify-content: center;
    align-items: center;
    gap: clamp(36px, 5.2vw, 104px);
    padding: 24px clamp(20px, 3.5vw, 56px);
    overflow: hidden;
    overflow: clip;
    background:
      radial-gradient(1100px 620px at 50% 115%, rgba(200, 245, 96, 0.07), transparent 65%),
      radial-gradient(700px 420px at 12% 0%, rgba(111, 211, 193, 0.05), transparent 70%),
      #0c100c;
  }
  .stage::before {
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background-image:
      linear-gradient(rgba(226, 255, 190, 0.035) 1px, transparent 1px),
      linear-gradient(90deg, rgba(226, 255, 190, 0.035) 1px, transparent 1px);
    background-size: 64px 64px;
    background-position: center center;
    -webkit-mask: radial-gradient(ellipse 70% 70% at 50% 50%, #000 20%, transparent 75%);
    mask: radial-gradient(ellipse 70% 70% at 50% 50%, #000 20%, transparent 75%);
  }
  .stage::after {
    content: ""; position: absolute; inset: 0; pointer-events: none; opacity: 0.5; mix-blend-mode: overlay;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.8' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 .09 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  }

  /* ---------------------------------------------------------------- intro (left) */
  .intro { position: relative; z-index: 1; max-width: 430px; justify-self: end; }
  .intro__brand { display: flex; align-items: center; gap: 10px; margin-bottom: 30px; }
  .intro__logo { width: 34px; height: 34px; display: block; }
  .wordmark { font: 700 25px/1 var(--fd); letter-spacing: -0.06em; }
  .intro__tag { margin-left: 6px; padding: 6px 10px; border-radius: 999px; border: 1px solid var(--line-2); font: 600 11.5px/1 var(--ft); letter-spacing: 0.06em; text-transform: uppercase; color: var(--ink-2); }
  .intro__title { font: 600 clamp(34px, 3vw, 48px)/1.02 var(--fd); letter-spacing: -0.055em; text-wrap: balance; }
  .intro__title em { font-style: normal; color: var(--lime); }
  .intro__lead { margin-top: 20px; font-size: 16.5px; line-height: 1.55; color: var(--ink-2); text-wrap: pretty; }
  .intro__feats { margin-top: 30px; display: grid; gap: 18px; }
  .intro__feats li { display: flex; gap: 14px; align-items: flex-start; font-size: 14px; line-height: 1.45; color: var(--mute); }
  .intro__feats strong { display: block; margin-bottom: 3px; font-weight: 700; font-size: 15.5px; color: var(--ink); }
  .intro__ico { width: 40px; height: 40px; flex: none; display: grid; place-items: center; border-radius: 13px; background: var(--lime-soft); color: var(--lime); box-shadow: inset 0 0 0 1px rgba(200, 245, 96, 0.16); }
  .intro__ico .i { width: 20px; height: 20px; }
  .intro__note { margin-top: 30px; display: flex; gap: 8px; align-items: center; font-size: 12.5px; color: var(--mute); }
  .intro__note .i { width: 16px; height: 16px; }

  /* ---------------------------------------------------------------- try-it (right) */
  .tryit {
    position: relative; z-index: 1; width: 100%; max-width: 340px; justify-self: start;
    padding: 22px 18px 18px; border-radius: 28px;
    background: linear-gradient(180deg, rgba(238, 244, 231, 0.045), rgba(238, 244, 231, 0.015));
    border: 1px solid var(--line);
    box-shadow: 0 30px 60px -40px rgba(0, 0, 0, 0.8);
    -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  }
  .tryit__head { display: flex; justify-content: space-between; align-items: center; padding: 0 6px; }
  .tryit__head h2 { font: 600 22px/1 var(--fd); letter-spacing: -0.045em; }
  .tryit__count { font: 600 13px/1 var(--ft); color: var(--mute); padding: 7px 11px; border-radius: 999px; background: rgba(238, 244, 231, 0.06); font-variant-numeric: tabular-nums; }
  .tryit__count b { color: var(--lime); font-weight: 700; }
  .tryit__lead { margin: 10px 6px 14px; font-size: 13.5px; line-height: 1.5; color: var(--mute); }
  .tryit__list { display: grid; gap: 2px; }
  .goal { position: relative; display: flex; align-items: center; gap: 11px; width: 100%; padding: 10px; border-radius: 16px; transition: background 0.2s; }
  .goal:hover { background: rgba(238, 244, 231, 0.045); }
  .goal__n { width: 18px; font: 600 10.5px/1 var(--fd); color: var(--mute); letter-spacing: 0; }
  .goal__check { width: 24px; height: 24px; flex: none; display: grid; place-items: center; border-radius: 50%; border: 1.5px solid var(--line-2); color: transparent; transition: background 0.3s, border-color 0.3s, color 0.3s; }
  .goal__check .i { width: 14px; height: 14px; stroke-width: 2.6; }
  .goal.is-done .goal__check { background: var(--lime); border-color: var(--lime); color: var(--lime-ink); animation: goal-pop 0.55s var(--spring); }
  @keyframes goal-pop { 0% { transform: scale(0.5); } 100% { transform: scale(1); } }
  .goal__txt { flex: 1; min-width: 0; display: grid; gap: 2px; text-align: left; }
  .goal__txt strong { font-weight: 650; font-size: 14.5px; transition: color 0.3s; }
  .goal__txt small { font-size: 12.5px; color: var(--mute); line-height: 1.35; }
  .goal.is-done .goal__txt strong { color: var(--ink-2); }
  .goal__go { width: 16px; height: 16px; color: var(--mute); opacity: 0; transform: translateX(-4px); transition: opacity 0.2s, transform 0.2s; }
  .goal:hover .goal__go, .goal:focus-visible .goal__go { opacity: 1; transform: none; }
  .tryit__done { margin: 12px 4px 0; padding: 14px; border-radius: 18px; background: var(--lime-soft); border: 1px solid rgba(200, 245, 96, 0.25); font-size: 14px; line-height: 1.45; animation: rise 0.5s var(--ease); }
  .tryit__cta { display: inline-flex; align-items: center; gap: 8px; margin-top: 10px; padding: 10px 14px; border-radius: 12px; background: var(--lime); color: var(--lime-ink); font-weight: 700; text-decoration: none; transition: transform 0.2s var(--spring); }
  .tryit__cta:hover { transform: translateY(-2px); }
  .tryit__cta .i { width: 16px; height: 16px; }
  .tryit__foot { margin: 14px 4px 0; padding-top: 14px; border-top: 1px solid var(--line); display: grid; gap: 12px; }
  .tryit__reset { display: inline-flex; align-items: center; gap: 8px; justify-self: start; padding: 4px 2px; font-size: 13.5px; font-weight: 600; color: var(--ink-2); transition: color 0.2s; }
  .tryit__reset:hover { color: var(--ink); }
  .tryit__reset .i { width: 17px; height: 17px; }
  .tryit__tip { display: flex; gap: 8px; font-size: 12.5px; line-height: 1.45; color: var(--mute); }
  .tryit__tip .i { width: 16px; height: 16px; margin-top: 1px; }
  @keyframes rise { from { opacity: 0; transform: translateY(8px); } }

  /* ================================================================ device */
  .device-wrap { position: relative; z-index: 1; display: grid; place-items: center; }
  .device-wrap::before {
    content: ""; position: absolute; left: 50%; top: 50%; width: 760px; height: 760px; margin: -380px 0 0 -380px; border-radius: 50%; pointer-events: none;
    background: radial-gradient(closest-side, rgba(200, 245, 96, 0.15), rgba(200, 245, 96, 0.04) 55%, transparent);
  }
  .device-wrap::after {
    content: ""; position: absolute; left: 50%; top: 50%; width: 600px; height: 600px; margin: -300px 0 0 -300px; border-radius: 50%; pointer-events: none;
    border: 1px dashed rgba(200, 245, 96, 0.1);
    animation: orbit 90s linear infinite;
  }
  @keyframes orbit { to { transform: rotate(360deg); } }
  .device-slot { position: relative; width: calc(414px * var(--k, 0.9)); height: calc(868px * var(--k, 0.9)); }
  .device {
    position: absolute; left: 0; top: 0; width: 414px; height: 868px; padding: 12px; border-radius: 70px;
    transform: scale(var(--k, 0.9)); transform-origin: 0 0;
    background: linear-gradient(155deg, #59615a 0%, #2b302b 14%, #141714 38%, #0e100e 62%, #262b26 86%, #4d554d 100%);
    box-shadow:
      inset 0 0 0 1px rgba(255, 255, 255, 0.16),
      inset 0 0 1px 2px rgba(0, 0, 0, 0.7),
      0 0 0 1px rgba(0, 0, 0, 0.7),
      0 70px 120px -40px rgba(0, 0, 0, 0.9),
      0 30px 60px -24px rgba(0, 0, 0, 0.7),
      0 0 140px -30px rgba(200, 245, 96, 0.22);
  }
  .device::before { content: ""; position: absolute; inset: 4px; border-radius: 66px; background: #030403; box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.05); }
  .device__btn { position: absolute; width: 4px; border-radius: 2px; background: linear-gradient(90deg, #121512, #545c54 55%, #1d211d); box-shadow: 0 0 0 0.5px rgba(0, 0, 0, 0.6); }
  .device__btn--action { left: -3px; top: 148px; height: 34px; }
  .device__btn--volup { left: -3px; top: 214px; height: 62px; }
  .device__btn--voldown { left: -3px; top: 290px; height: 62px; }
  .device__btn--power { right: -3px; top: 246px; height: 98px; background: linear-gradient(270deg, #121512, #545c54 55%, #1d211d); }

  /* ================================================================ screen */
  .screen {
    position: relative; z-index: 1; width: 390px; height: 844px; overflow: hidden; border-radius: 58px;
    background: var(--app); isolation: isolate; contain: layout paint;
  }
  .screen::before {
    content: ""; position: absolute; left: 0; right: 0; top: 0; height: calc(var(--top) + 16px); z-index: 30; pointer-events: none;
    background: linear-gradient(var(--app) 55%, rgba(15, 19, 15, 0));
  }
  .screen::after {
    content: ""; position: absolute; inset: 0; z-index: 95; pointer-events: none; border-radius: inherit;
    background: linear-gradient(118deg, rgba(255, 255, 255, 0.055) 0%, rgba(255, 255, 255, 0) 24%, rgba(255, 255, 255, 0) 70%, rgba(255, 255, 255, 0.02) 100%);
    box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.035);
  }
  .statusbar {
    position: absolute; left: 0; right: 0; top: 0; height: var(--top); z-index: 92; pointer-events: none;
    display: flex; align-items: center; justify-content: space-between; padding: 4px 30px 0 46px;
    font: 650 16px/1 var(--ft); letter-spacing: -0.01em; color: #fff; font-variant-numeric: tabular-nums;
  }
  .statusbar__icons { display: flex; align-items: center; gap: 6px; }
  .statusbar__icons svg { display: block; height: 12px; width: auto; fill: currentColor; }
  .statusbar__icons svg:last-child { height: 13px; }

  .island {
    position: absolute; left: 50%; top: 11px; z-index: 100; width: 124px; height: 36px; border-radius: 20px;
    background: #000; transform: translateX(-50%); overflow: hidden; pointer-events: none;
    box-shadow: 0 0 0 0.5px rgba(255, 255, 255, 0.04);
    transition: width 0.55s var(--spring), height 0.55s var(--spring), border-radius 0.55s var(--spring), box-shadow 0.4s;
  }
  .island.is-open { width: 350px; height: 66px; border-radius: 33px; box-shadow: 0 16px 34px -14px rgba(0, 0, 0, 0.9), 0 0 0 0.5px rgba(255, 255, 255, 0.06); }
  .island__body { display: flex; align-items: center; gap: 12px; height: 100%; padding: 0 20px 0 14px; opacity: 0; transform: scale(0.92); filter: blur(4px); transition: opacity 0.18s, transform 0.3s var(--ease), filter 0.2s; }
  .island.is-open .island__body { opacity: 1; transform: none; filter: none; transition-delay: 0.14s; }
  .island__ico { width: 40px; height: 40px; flex: none; display: grid; place-items: center; border-radius: 50%; background: var(--lime); color: var(--lime-ink); }
  .island__ico .i { width: 20px; height: 20px; stroke-width: 2; }
  .island[data-tone="ice"] .island__ico { background: linear-gradient(140deg, #dff0ff, #8fc3f5); color: #0b2440; }
  .island__txt { min-width: 0; display: grid; gap: 2px; }
  .island__txt strong { font: 700 14.5px/1.2 var(--ft); color: #fff; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .island__txt small { font-size: 12.5px; line-height: 1.25; color: #a8b39f; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }

  .home-ind { position: absolute; left: 50%; bottom: 8px; z-index: 96; width: 136px; height: 5px; margin-left: -68px; border-radius: 3px; background: rgba(240, 246, 235, 0.92); pointer-events: none; }

  /* ================================================================ views */
  .views { position: absolute; inset: 0; }
  .view {
    position: absolute; inset: 0; overflow-x: hidden; overflow-y: auto; overscroll-behavior: contain; scrollbar-width: none;
    padding: calc(var(--top) + 4px) 20px calc(var(--tabbar-h) + 30px);
  }
  .view::-webkit-scrollbar { display: none; }
  .view.is-entering { animation: view-in 0.46s var(--ease) both; }
  @keyframes view-in { from { opacity: 0; transform: translate3d(calc(var(--dir, 1) * 22px), 0, 0); } }
  .saldo.is-boot .view--home > * { animation: home-in 0.7s var(--ease) both; }
  .saldo.is-boot .view--home > :nth-child(3) { animation-delay: 0.06s; }
  .saldo.is-boot .view--home > :nth-child(4) { animation-delay: 0.12s; }
  .saldo.is-boot .view--home > :nth-child(5) { animation-delay: 0.18s; }
  .saldo.is-boot .view--home > :nth-child(n + 6) { animation-delay: 0.24s; }
  @keyframes home-in { from { opacity: 0; transform: translateY(14px); } }

  .vhead { display: flex; align-items: center; justify-content: space-between; min-height: 48px; padding: 6px 0 14px; }
  .vhead__title { font: 600 28px/1.1 var(--fd); letter-spacing: -0.05em; }

  .iconbtn {
    position: relative; width: 42px; height: 42px; flex: none; display: grid; place-items: center; border-radius: 50%;
    background: var(--s1); border: 1px solid var(--line); color: var(--ink);
    transition: background 0.2s, transform 0.25s var(--spring), opacity 0.2s;
  }
  .iconbtn:hover { background: var(--s2); }
  .iconbtn:active:not(:disabled) { transform: scale(0.9); }
  .iconbtn .i { width: 20px; height: 20px; }

  .blk { margin-top: 26px; border-radius: 22px; }
  .blk.is-flash { animation: flash 1.2s var(--ease); }
  @keyframes flash { 0%, 100% { box-shadow: 0 0 0 0 rgba(200, 245, 96, 0); } 25% { box-shadow: 0 0 0 8px rgba(200, 245, 96, 0.16); } }
  .blk__head { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin-bottom: 12px; }
  .blk__head h3 { font: 600 16.5px/1.2 var(--fd); letter-spacing: -0.035em; }
  .blk__meta { font-size: 13px; color: var(--mute); text-align: right; }
  .link { padding: 4px 2px; font-weight: 650; font-size: 14px; color: var(--lime); }
  .link:hover { text-decoration: underline; text-underline-offset: 3px; }
  .empty { padding: 16px; text-align: center; font-size: 13.5px; color: var(--mute); }

  /* avatars */
  .av {
    --h: 120; width: 40px; height: 40px; flex: none; display: inline-grid; place-items: center; border-radius: 50%;
    background: oklch(0.37 0.065 var(--h)); color: oklch(0.91 0.09 var(--h));
    font: 700 13.5px/1 var(--ft); letter-spacing: 0.02em; transition: transform 0.25s var(--spring);
  }
  .av--me { background: var(--lime); color: var(--lime-ink); box-shadow: 0 0 0 2px var(--app), 0 0 0 3.5px rgba(200, 245, 96, 0.45); }
  .av--lg { width: 54px; height: 54px; font-size: 16px; }
  .av--xl { width: 64px; height: 64px; font-size: 20px; }

  /* ================================================================ home */
  .hhead { display: flex; align-items: center; gap: 12px; padding: 8px 0 20px; }
  .hhead__me { border-radius: 50%; }
  .hhead__hi { flex: 1; min-width: 0; font-size: 15px; color: var(--ink-2); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .hhead__hi strong { color: var(--ink); font-weight: 700; }
  .hhead__dot { position: absolute; top: 9px; right: 10px; width: 8px; height: 8px; border-radius: 50%; background: var(--lime); box-shadow: 0 0 0 2px var(--s1); }

  .bal { position: relative; }
  .bal__label { display: flex; align-items: center; gap: 4px; min-height: 32px; font-size: 14px; color: var(--ink-2); }
  .bal__eye { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 50%; color: var(--ink-2); transition: background 0.2s, color 0.2s; }
  .bal__eye:hover { background: var(--s1); color: var(--ink); }
  .bal__eye .i { width: 19px; height: 19px; }
  .bal__eye .i--off, .saldo.is-private .bal__eye .i--on { display: none; }
  .saldo.is-private .bal__eye .i--off { display: block; }
  .bal__amt { margin-top: 2px; font: 500 44px/1.05 var(--fd); letter-spacing: -0.045em; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .bal__amt .m-dec, .bal__amt .m-cur { font-size: 0.5em; letter-spacing: -0.02em; color: var(--ink-2); }
  .bal__amt .m-cur:last-child { margin-left: 0.22em; }
  .bal__amt .m-cur:first-child { margin-right: 0.06em; vertical-align: 0.42em; }
  .bal__amt.is-down .m-int { animation: bal-down 1.1s var(--ease); }
  .bal__amt.is-up .m-int { animation: bal-up 1.1s var(--ease); }
  @keyframes bal-down { 20% { color: #ffd2cb; } }
  @keyframes bal-up { 20% { color: var(--lime-hi); } }
  .bal__delta { display: flex; align-items: center; gap: 8px; margin-top: 10px; font-size: 13px; color: var(--mute); }
  .chip { display: inline-flex; align-items: center; gap: 3px; padding: 4px 8px 4px 6px; border-radius: 999px; font: 650 12.5px/1 var(--ft); }
  .chip .i { width: 14px; height: 14px; stroke-width: 2.2; }
  .chip--up { background: var(--lime-soft); color: var(--lime); }
  .chip--down { background: rgba(255, 122, 107, 0.12); color: var(--red); }

  .spark { position: relative; height: 112px; margin: 14px -20px 0; touch-action: pan-y; cursor: crosshair; }
  .spark__svg { position: absolute; left: 0; top: 0; width: 100%; height: 84px; overflow: visible; }
  .spark__line { fill: none; stroke: var(--lime); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; vector-effect: non-scaling-stroke; transition: d 0.8s var(--ease); }
  .spark__area { transition: d 0.8s var(--ease); }
  .saldo.is-boot .spark__line { stroke-dasharray: 1400; animation: draw-line 1.4s 0.2s var(--ease) both; }
  @keyframes draw-line { from { stroke-dashoffset: 1400; } to { stroke-dashoffset: 0; } }
  .spark__cursor { position: absolute; left: var(--x, 0); top: 0; height: 84px; width: 0; opacity: 0; pointer-events: none; transition: opacity 0.2s; }
  .spark.is-scrub .spark__cursor { opacity: 1; }
  .spark__rule { position: absolute; left: 0; top: 0; bottom: 0; width: 1px; background: linear-gradient(rgba(200, 245, 96, 0), rgba(200, 245, 96, 0.55) 40%, rgba(200, 245, 96, 0)); }
  .spark__dot { position: absolute; left: -6px; top: var(--y, 40px); width: 12px; height: 12px; margin-top: -6px; border-radius: 50%; background: var(--lime); box-shadow: 0 0 0 4px rgba(200, 245, 96, 0.22), 0 0 0 1.5px var(--app) inset; }
  .spark__tip {
    position: absolute; left: 0; top: calc(var(--y, 40px) - 50px); transform: translateX(calc(-50% + var(--tx, 0) * 1%));
    display: grid; gap: 2px; padding: 7px 10px; border-radius: 10px; white-space: nowrap; text-align: center;
    background: #eef4e7; color: #101410; font-size: 11.5px; box-shadow: 0 8px 20px -8px rgba(0, 0, 0, 0.6);
  }
  .spark__tip b { font: 650 13px/1 var(--ft); }
  .spark__axis { position: absolute; left: 20px; right: 20px; bottom: 4px; display: flex; justify-content: space-between; font-size: 11.5px; color: var(--mute); }

  .qa { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; margin-top: 10px; }
  .qa__btn { display: grid; justify-items: center; gap: 8px; padding: 2px 0; font-size: 12.5px; font-weight: 650; color: var(--ink-2); border-radius: 16px; }
  .qa__ico {
    width: 60px; height: 60px; display: grid; place-items: center; border-radius: 21px;
    background: var(--s1); border: 1px solid var(--line); color: var(--ink);
    transition: transform 0.3s var(--spring), background 0.2s, box-shadow 0.3s;
  }
  .qa__btn:hover .qa__ico { background: var(--s2); }
  .qa__btn:active .qa__ico { transform: scale(0.88); }
  .qa__btn--main .qa__ico { background: var(--lime); border-color: transparent; color: var(--lime-ink); box-shadow: 0 12px 26px -12px rgba(200, 245, 96, 0.75), inset 0 1px 0 rgba(255, 255, 255, 0.45); }
  .qa__btn--main:hover .qa__ico { background: var(--lime-hi); }
  .qa__btn--main { color: var(--ink); }

  .pots { display: flex; gap: 10px; margin: 0 -20px; padding: 2px 20px 6px; overflow-x: auto; scroll-snap-type: x mandatory; scroll-padding: 0 20px; scrollbar-width: none; }
  .pots::-webkit-scrollbar { display: none; }
  .pots li { flex: none; scroll-snap-align: start; }
  .pot {
    width: 150px; display: grid; gap: 10px; padding: 14px; border-radius: 20px; text-align: left;
    background: linear-gradient(160deg, color-mix(in srgb, var(--c) 9%, transparent), transparent 60%), var(--s1);
    border: 1px solid var(--line); transition: transform 0.3s var(--spring), border-color 0.2s;
  }
  .pot:hover { border-color: var(--line-2); }
  .pot:active { transform: scale(0.96); }
  .pot.is-bump { animation: bump 0.5s var(--spring); }
  @keyframes bump { 40% { transform: scale(1.05); } }
  .pot__ring { position: relative; width: 44px; height: 44px; display: grid; place-items: center; color: var(--c); }
  .pot__ring svg { position: absolute; inset: 0; width: 100%; height: 100%; transform: rotate(-90deg); }
  .pot__ring .i { width: 19px; height: 19px; }
  .pot__track { fill: none; stroke: rgba(238, 244, 231, 0.08); stroke-width: 3; }
  .pot__prog { fill: none; stroke: var(--c); stroke-width: 3; stroke-linecap: round; transition: stroke-dasharray 0.9s var(--ease); }
  .pot__name { min-height: 2.5em; font-weight: 650; font-size: 14px; line-height: 1.25; }
  .pot__amt { font-size: 13px; font-weight: 600; font-variant-numeric: tabular-nums; }
  .pot__goal { color: var(--mute); font-weight: 500; }

  /* transactions */
  .txg + .txg { margin-top: 16px; }
  .txg__head { display: flex; align-items: baseline; justify-content: space-between; padding: 0 4px 8px; }
  .txg__day { font: 650 12px/1 var(--ft); letter-spacing: 0.06em; text-transform: uppercase; color: var(--mute); }
  .txg__sum { font-size: 12.5px; color: var(--mute); font-variant-numeric: tabular-nums; }
  .txlist { overflow: hidden; border-radius: 20px; background: var(--s1); border: 1px solid var(--line); }
  .txlist li + li { border-top: 1px solid var(--line); }
  .tx { display: flex; align-items: center; gap: 12px; width: 100%; padding: 12px 14px; text-align: left; transition: background 0.2s; }
  .tx:hover { background: rgba(238, 244, 231, 0.025); }
  .tx:active { background: rgba(238, 244, 231, 0.05); }
  .tx:focus-visible { outline-offset: -2px; border-radius: 18px; }
  .tx.is-fresh { animation: tx-fresh 2.2s var(--ease); }
  @keyframes tx-fresh { 0% { background: rgba(200, 245, 96, 0.28); } 100% { background: rgba(200, 245, 96, 0); } }
  .tx__ico { width: 40px; height: 40px; flex: none; display: grid; place-items: center; border-radius: 13px; background: color-mix(in srgb, var(--c) 15%, transparent); color: var(--c); }
  .tx__ico .i { width: 20px; height: 20px; }
  .tx__av { width: 40px; height: 40px; font-size: 13px; }
  .tx__main { flex: 1; min-width: 0; display: grid; gap: 3px; }
  .tx__name { font-weight: 650; font-size: 15px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .tx__meta { font-size: 13px; color: var(--mute); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .tx__amt { font-weight: 650; font-size: 15px; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .tx__amt.is-pos { color: var(--lime); }

  /* ================================================================ cards */
  .carousel { position: relative; height: 222px; margin: 0 -20px; perspective: 1000px; perspective-origin: 50% 40%; touch-action: pan-y; cursor: grab; -webkit-user-select: none; user-select: none; border-radius: 24px; }
  .carousel:focus-visible { outline-offset: -4px; }
  .carousel.is-drag { cursor: grabbing; }
  .carousel__stage { position: absolute; inset: 0; transform-style: preserve-3d; }
  .ccard { position: absolute; left: 50%; top: 12px; width: 312px; height: 196px; margin-left: -156px; transform-style: preserve-3d; will-change: transform; }
  .ccard.is-new { animation: card-new 0.8s var(--spring) both; }
  @keyframes card-new { from { opacity: 0; filter: blur(8px); } }
  .ccard__tilt { width: 100%; height: 100%; transform-style: preserve-3d; transition: transform 0.6s var(--ease); }
  .ccard.is-tilt .ccard__tilt { transition: transform 0.12s linear; }
  .ccard__inner { position: relative; width: 100%; height: 100%; transform-style: preserve-3d; transition: transform 0.85s cubic-bezier(0.3, 1.3, 0.4, 1); }
  .ccard.is-flipped .ccard__inner { transform: rotateY(180deg); }
  .ccard__face {
    position: absolute; inset: 0; overflow: hidden; border-radius: 18px; padding: 18px 20px;
    display: flex; flex-direction: column; justify-content: space-between;
    -webkit-backface-visibility: hidden; backface-visibility: hidden;
    box-shadow: 0 22px 40px -20px rgba(0, 0, 0, 0.85), inset 0 1px 0 rgba(255, 255, 255, 0.28), inset 0 0 0 1px rgba(255, 255, 255, 0.06);
    transition: filter 0.6s;
  }
  .ccard__back { transform: rotateY(180deg); justify-content: flex-end; }
  .ccard__pat { position: absolute; inset: 0; width: 100%; height: 100%; pointer-events: none; }
  .ccard--lime .ccard__face { color: var(--lime-ink); background: radial-gradient(120% 130% at 0% 0%, #ecffb0 0%, rgba(236, 255, 176, 0) 45%), radial-gradient(110% 120% at 100% 100%, #9ccf34 0%, rgba(156, 207, 52, 0) 58%), #c8f560; }
  .ccard--virtual .ccard__face { color: var(--ink); background: radial-gradient(90% 120% at 100% 0%, rgba(200, 245, 96, 0.3), rgba(200, 245, 96, 0) 62%), linear-gradient(150deg, #232b22, #0d110d); box-shadow: 0 22px 40px -20px rgba(0, 0, 0, 0.85), inset 0 1px 0 rgba(255, 255, 255, 0.12), inset 0 0 0 1px rgba(200, 245, 96, 0.22); }
  .ccard--travel .ccard__face { color: #e8fff4; background: radial-gradient(100% 100% at 100% 0%, rgba(140, 255, 210, 0.25), rgba(140, 255, 210, 0) 60%), linear-gradient(140deg, #0e3a31 0%, #15594a 55%, #278468 100%); }
  .ccard--sand .ccard__face { color: #2c2412; background: radial-gradient(110% 120% at 0% 0%, #fff6dd, rgba(255, 246, 221, 0) 50%), linear-gradient(140deg, #eadcbc, #c6af80); }
  .ccard--coral .ccard__face { color: #2a0f07; background: radial-gradient(110% 120% at 0% 0%, #ffd1bf, rgba(255, 209, 191, 0) 50%), linear-gradient(140deg, #ff9f7f, #de5f43); }
  .ccard--sky .ccard__face { color: #071a2e; background: radial-gradient(110% 120% at 0% 0%, #e4f3ff, rgba(228, 243, 255, 0) 50%), linear-gradient(140deg, #a9d6ff, #5b9ade); }
  .ccard--graphite .ccard__face { color: var(--ink); background: radial-gradient(110% 120% at 0% 0%, #4a514a, rgba(74, 81, 74, 0) 50%), linear-gradient(140deg, #30362f, #111411); }
  .ccard__top, .ccard__mid, .ccard__bot { position: relative; display: flex; align-items: center; }
  .ccard__top { justify-content: space-between; align-items: flex-start; }
  .ccard__brand { font: 700 21px/1 var(--fd); letter-spacing: -0.06em; }
  .ccard__label { padding-top: 5px; font: 700 10px/1 var(--ft); letter-spacing: 0.16em; text-transform: uppercase; opacity: 0.72; }
  .ccard__mid { gap: 12px; }
  .ccard__chip { width: 40px; height: 30px; }
  .ccard__chip rect { fill: #e8dfbd; }
  .ccard__chip path { fill: none; stroke: rgba(70, 58, 20, 0.42); stroke-width: 1; }
  .ccard--virtual .ccard__chip rect, .ccard--graphite .ccard__chip rect { fill: #b9b9ad; }
  .ccard__nfc { width: 22px; height: 22px; opacity: 0.7; transform: rotate(0deg); }
  .ccard__bot { justify-content: space-between; align-items: flex-end; }
  .ccard__num { font: 500 15px/1 var(--fd); letter-spacing: 0.1em; font-variant-numeric: tabular-nums; }
  .ccard__net b { font: italic 800 17px/1 var(--ft); letter-spacing: -0.03em; opacity: 0.85; }
  .ccard__stripe { position: absolute; left: 0; right: 0; top: 24px; height: 40px; background: linear-gradient(rgba(0, 0, 0, 0.86), rgba(0, 0, 0, 0.78)); }
  .ccard__pan { position: relative; display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 16px; font: 500 16.5px/1 var(--fd); letter-spacing: 0.04em; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .ccard__copy { width: 34px; height: 34px; flex: none; display: grid; place-items: center; border-radius: 11px; background: rgba(0, 0, 0, 0.1); transition: background 0.2s, transform 0.2s var(--spring); }
  .ccard--virtual .ccard__copy, .ccard--travel .ccard__copy, .ccard--graphite .ccard__copy { background: rgba(255, 255, 255, 0.1); }
  .ccard__copy:hover { background: rgba(0, 0, 0, 0.18); }
  .ccard__copy:active { transform: scale(0.88); }
  .ccard__copy .i { width: 17px; height: 17px; }
  .ccard__meta { position: relative; display: flex; gap: 20px; font: 650 14px/1.1 var(--ft); font-variant-numeric: tabular-nums; }
  .ccard__meta small { display: block; margin-bottom: 4px; font-size: 9.5px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; opacity: 0.65; }
  .ccard__holder { margin-left: auto; text-align: right; }
  .ccard__timer { position: absolute; right: 16px; top: 76px; display: flex; align-items: center; gap: 6px; font: 650 10.5px/1 var(--ft); opacity: 0.8; }
  .ccard__timer svg { width: 14px; height: 14px; transform: rotate(-90deg); }
  .ccard__timer circle { fill: none; stroke: currentColor; stroke-width: 2.4; stroke-dasharray: 50.27; stroke-dashoffset: 0; }
  .ccard.is-flipped .ccard__timer circle { animation: countdown var(--hide, 15s) linear forwards; }
  @keyframes countdown { to { stroke-dashoffset: 50.27; } }

  .ccard__frost {
    position: absolute; inset: 0; z-index: 3; display: grid; place-items: center; pointer-events: none; border-radius: inherit;
    --frost: 0%;
    background:
      url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='150' height='150' fill='none' stroke='white' stroke-opacity='.7' stroke-width='.75' stroke-linecap='round'%3E%3Cpath d='M8 128 50 86M24 112l-9-2M24 112l2-9M37 99l-8-1M37 99l1-8'/%3E%3Cpath d='M92 18l34 34M103 29l-2 9M103 29l9-2M115 41l-2 8M115 41l8-2'/%3E%3Cpath d='M74 74V46M74 60l-7-6M74 60l7-6M74 74l24 14M87 81.5l1-9M87 81.5l8 4.5M74 74 50 88M61 81.5l-1-9M61 81.5l-8 4.5'/%3E%3Cpath d='M138 116l-22-12M127 110l-3 7M127 110l-7-3M22 26l18 10M31 31l2-7M31 31l-7 3'/%3E%3Ccircle cx='118' cy='80' r='.9' fill='white'/%3E%3Ccircle cx='36' cy='60' r='.8' fill='white'/%3E%3Ccircle cx='96' cy='128' r='.9' fill='white'/%3E%3C/svg%3E") 0 0 / 150px 150px,
      url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='1.1' numOctaves='2' seed='3'/%3E%3CfeColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 1.6 -.75'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E") 0 0 / 160px 160px,
      radial-gradient(130% 100% at 0% 100%, rgba(255, 255, 255, 0.7), rgba(255, 255, 255, 0) 55%),
      radial-gradient(90% 80% at 100% 0%, rgba(255, 255, 255, 0.45), rgba(255, 255, 255, 0) 60%),
      linear-gradient(135deg, rgba(234, 245, 255, 0.86), rgba(198, 224, 249, 0.66) 52%, rgba(230, 242, 255, 0.82));
    box-shadow: inset 0 0 26px rgba(255, 255, 255, 0.8), inset 0 0 0 1px rgba(255, 255, 255, 0.6);
    -webkit-mask: radial-gradient(circle at 0% 100%, #000 calc(var(--frost) - 24%), rgba(0, 0, 0, 0.55) calc(var(--frost) - 9%), transparent var(--frost));
    mask: radial-gradient(circle at 0% 100%, #000 calc(var(--frost) - 24%), rgba(0, 0, 0, 0.55) calc(var(--frost) - 9%), transparent var(--frost));
    transition: --frost 1.3s cubic-bezier(0.3, 0.7, 0.2, 1);
  }
  .ccard.is-frozen .ccard__frost { --frost: 190%; }
  .ccard__flake { width: 56px; height: 56px; color: #fff; stroke-width: 1.4; opacity: 0; transform: scale(0.3) rotate(-90deg); filter: drop-shadow(0 2px 10px rgba(40, 90, 150, 0.55)); transition: transform 0.9s var(--spring) 0.3s, opacity 0.4s 0.3s; }
  .ccard.is-frozen .ccard__flake { opacity: 1; transform: none; }
  .ccard.is-frozen .ccard__face { filter: saturate(0.5) brightness(1.05); }
  .ccard:not(.is-current) .ccard__face { filter: brightness(0.58) saturate(0.85); }
  .ccard.is-frozen:not(.is-current) .ccard__face { filter: brightness(0.6) saturate(0.45); }
  .ccard__glare { position: absolute; inset: 0; z-index: 4; pointer-events: none; border-radius: inherit; opacity: 0; transition: opacity 0.35s; mix-blend-mode: soft-light; background: radial-gradient(circle at var(--gx, 50%) var(--gy, 0%), rgba(255, 255, 255, 0.7), rgba(255, 255, 255, 0) 52%); }
  .ccard.is-tilt .ccard__glare { opacity: 1; }

  .cdots { display: flex; justify-content: center; gap: 6px; margin: 6px 0 18px; }
  .cdot { position: relative; width: 7px; height: 7px; border-radius: 4px; background: rgba(238, 244, 231, 0.2); transition: width 0.4s var(--spring), background 0.3s; }
  .cdot::before { content: ""; position: absolute; inset: -10px -4px; }
  .cdot.is-active { width: 22px; background: var(--lime); }

  .cinfo { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
  .cinfo.is-swap .cinfo__txt { animation: swap 0.42s var(--ease); }
  @keyframes swap { 0% { opacity: 1; } 30% { opacity: 0; transform: translateY(-4px); } 31% { transform: translateY(6px); } 100% { opacity: 1; transform: none; } }
  .cinfo__name { font: 600 18px/1.2 var(--fd); letter-spacing: -0.035em; }
  .cinfo__kind { margin-top: 4px; font-size: 13.5px; color: var(--mute); }
  .status { flex: none; display: inline-flex; align-items: center; gap: 6px; padding: 7px 11px; border-radius: 999px; font: 650 12.5px/1 var(--ft); background: var(--lime-soft); color: var(--lime); transition: background 0.3s, color 0.3s; }
  .status::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; }
  .status.is-frozen { background: rgba(169, 212, 255, 0.13); color: var(--ice); }

  .cact { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin: 16px 0; }
  .cact__btn {
    display: grid; justify-items: center; gap: 8px; padding: 14px 6px 12px; border-radius: 20px;
    background: var(--s1); border: 1px solid var(--line); font-size: 13px; font-weight: 650; color: var(--ink-2); text-align: center;
    transition: transform 0.3s var(--spring), background 0.25s, border-color 0.25s, color 0.25s;
    touch-action: manipulation; -webkit-touch-callout: none;
  }
  .cact__btn:hover { background: var(--s2); }
  .cact__btn:active { transform: scale(0.95); }
  .cact__btn[data-action="freeze"][aria-pressed="true"] { background: rgba(169, 212, 255, 0.1); border-color: rgba(169, 212, 255, 0.32); color: #d6ebff; }
  .cact__btn[data-action="freeze"][aria-pressed="true"] .cact__ico { background: linear-gradient(140deg, #dff0ff, #8fc3f5); color: #0b2440; }
  .cact__btn[data-action="reveal"][aria-pressed="true"] .cact__ico { background: var(--lime); color: var(--lime-ink); }
  .cact__ico { position: relative; width: 42px; height: 42px; display: grid; place-items: center; border-radius: 50%; background: var(--s3); color: var(--ink); transition: background 0.3s, color 0.3s, transform 0.3s var(--spring); }
  .cact__ico .i { width: 20px; height: 20px; }
  .cact__ring { position: absolute; inset: -4px; width: 50px; height: 50px; transform: rotate(-90deg); pointer-events: none; }
  .cact__ring circle { fill: none; stroke: var(--lime); stroke-width: 2.5; stroke-linecap: round; stroke-dasharray: 138.3; stroke-dashoffset: 138.3; transition: stroke-dashoffset 0.25s var(--ease); }
  .cact__btn--pin.is-holding .cact__ring circle { stroke-dashoffset: 0; transition: stroke-dashoffset 0.9s linear; }
  .cact__btn--pin.is-holding .cact__ico { transform: scale(0.92); }
  .cact__btn--pin.is-shown { color: var(--lime); }
  .cact__btn--pin.is-shown [data-pin-label] { font: 600 14px/1 var(--fd); letter-spacing: 0.08em; }
  .cact__btn--pin.is-shown .cact__ico { background: var(--lime); color: var(--lime-ink); }

  .panel { padding: 16px; border-radius: 22px; background: var(--s1); border: 1px solid var(--line); }
  .panel + .panel { margin-top: 12px; }
  .limit__head { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
  .limit__head label { font-weight: 650; font-size: 14.5px; }
  .limit__val { font: 600 20px/1 var(--fd); letter-spacing: -0.04em; font-variant-numeric: tabular-nums; }
  .limit__val.is-tick { animation: tick 0.35s var(--spring); }
  @keyframes tick { 40% { transform: scale(1.12); color: var(--lime); } }
  .range { width: 100%; height: 34px; margin: 10px 0 2px; background: transparent; cursor: pointer; -webkit-appearance: none; appearance: none; }
  .range:focus-visible { outline-offset: 4px; border-radius: 12px; }
  .range::-webkit-slider-runnable-track { height: 8px; border-radius: 4px; background: linear-gradient(90deg, var(--lime) var(--p, 50%), rgba(238, 244, 231, 0.1) var(--p, 50%)); }
  .range::-webkit-slider-thumb { -webkit-appearance: none; width: 28px; height: 28px; margin-top: -10px; border-radius: 50%; background: #fff; border: 0; box-shadow: 0 0 0 6px rgba(200, 245, 96, 0.22), 0 4px 12px rgba(0, 0, 0, 0.45); transition: transform 0.2s var(--spring), box-shadow 0.2s; }
  .range:active::-webkit-slider-thumb { transform: scale(1.12); box-shadow: 0 0 0 9px rgba(200, 245, 96, 0.2), 0 4px 12px rgba(0, 0, 0, 0.45); }
  .range::-moz-range-track { height: 8px; border-radius: 4px; background: rgba(238, 244, 231, 0.1); }
  .range::-moz-range-progress { height: 8px; border-radius: 4px; background: var(--lime); }
  .range::-moz-range-thumb { width: 28px; height: 28px; border-radius: 50%; background: #fff; border: 0; box-shadow: 0 0 0 6px rgba(200, 245, 96, 0.22), 0 4px 12px rgba(0, 0, 0, 0.45); }
  .limit__scale { display: flex; justify-content: space-between; font-size: 11.5px; color: var(--mute); font-variant-numeric: tabular-nums; }
  .limit__usage { margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--line); }
  .limit__bar { height: 6px; overflow: hidden; border-radius: 3px; background: rgba(238, 244, 231, 0.08); }
  .limit__bar i { display: block; width: var(--u, 0%); height: 100%; border-radius: inherit; background: linear-gradient(90deg, #6fd3c1, var(--lime)); transition: width 0.4s var(--ease), background 0.3s; }
  .limit.is-low .limit__bar i { background: var(--amber); }
  .limit__usage p { margin-top: 9px; font-size: 13px; line-height: 1.4; color: var(--ink-2); }
  .limit.is-low .limit__usage p { color: var(--amber); }

  .toggles { padding: 2px 16px; }
  .trow { display: flex; align-items: center; gap: 12px; padding: 12px 0; }
  .trow + .trow { border-top: 1px solid var(--line); }
  .trow__ico { width: 36px; height: 36px; flex: none; display: grid; place-items: center; border-radius: 12px; background: var(--s2); color: var(--ink-2); }
  .trow__ico .i { width: 19px; height: 19px; }
  .trow__txt { flex: 1; min-width: 0; display: grid; gap: 2px; }
  .trow__txt strong { font-weight: 650; font-size: 14.5px; }
  .trow__txt small { font-size: 12.5px; color: var(--mute); }
  .switch { position: relative; width: 50px; height: 30px; flex: none; border-radius: 15px; background: rgba(238, 244, 231, 0.15); transition: background 0.3s; }
  .switch i { position: absolute; left: 3px; top: 3px; width: 24px; height: 24px; border-radius: 12px; background: #fff; box-shadow: 0 2px 6px rgba(0, 0, 0, 0.35); transition: transform 0.4s var(--spring), width 0.2s var(--ease); }
  .switch[aria-checked="true"] { background: var(--lime); }
  .switch[aria-checked="true"] i { transform: translateX(20px); }
  .switch:active i { width: 29px; }
  .switch[aria-checked="true"]:active i { transform: translateX(15px); }
  .switch:focus-visible { outline-offset: 3px; border-radius: 15px; }
  .txlist--card { margin-top: 0; }

  /* ================================================================ stats */
  .month { display: flex; align-items: center; justify-content: space-between; padding: 5px; border-radius: 999px; background: var(--s1); border: 1px solid var(--line); }
  .month .iconbtn { width: 40px; height: 40px; background: transparent; border: 0; }
  .month .iconbtn:hover:not(:disabled) { background: var(--s2); }
  .month .iconbtn:disabled { opacity: 0.25; }
  .month__label { overflow: hidden; font: 600 15px/1.2 var(--fd); letter-spacing: -0.03em; }
  .month__label span { display: inline-block; }
  .month__label span.is-l { animation: month-l 0.4s var(--ease); }
  .month__label span.is-r { animation: month-r 0.4s var(--ease); }
  @keyframes month-l { from { opacity: 0; transform: translateX(-24px); } }
  @keyframes month-r { from { opacity: 0; transform: translateX(24px); } }
  .sum3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-top: 12px; }
  .sum3__item { display: grid; gap: 7px; padding: 12px; border-radius: 18px; background: var(--s1); border: 1px solid var(--line); }
  .sum3__k { display: flex; align-items: center; gap: 4px; font-size: 12px; color: var(--mute); }
  .sum3__k .i { width: 14px; height: 14px; stroke-width: 2; }
  .sum3__item strong { font: 600 15px/1 var(--fd); letter-spacing: -0.04em; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .sum3__item--rate strong { color: var(--lime); }
  .donut { position: relative; width: 240px; height: 240px; margin: 22px auto 12px; touch-action: pan-y; }
  .donut__svg { width: 100%; height: 100%; overflow: visible; }
  .donut__track { fill: none; stroke: rgba(238, 244, 231, 0.05); stroke-width: 20; }
  .donut__seg { fill: none; stroke-width: 20; cursor: pointer; transition: stroke-width 0.35s var(--spring), opacity 0.3s; }
  .donut__seg:hover { stroke-width: 24; }
  .donut.has-sel .donut__seg { opacity: 0.25; }
  .donut.has-sel .donut__seg.is-sel { opacity: 1; stroke-width: 27; }
  .saldo.is-boot .donut__segs { animation: donut-in 1s var(--ease) both; }
  @keyframes donut-in { from { opacity: 0; transform: rotate(-150deg) scale(0.9); transform-origin: 100px 100px; } }
  .donut__center { position: absolute; inset: 40px; display: grid; place-content: center; justify-items: center; gap: 6px; text-align: center; border-radius: 50%; }
  .donut__lbl { max-width: 140px; font-size: 12.5px; line-height: 1.25; color: var(--mute); }
  .donut__val { font: 600 26px/1 var(--fd); letter-spacing: -0.05em; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .donut__sub { min-height: 14px; font-size: 12px; color: var(--mute); }
  .cats { display: grid; gap: 2px; margin: 0 -6px; }
  .cat { display: flex; align-items: center; gap: 12px; width: 100%; padding: 10px 8px; border-radius: 16px; text-align: left; transition: background 0.2s; }
  .cat:hover { background: rgba(238, 244, 231, 0.03); }
  .cat.is-sel { background: var(--s1); box-shadow: inset 0 0 0 1px var(--line-2); }
  .cat__ico { width: 36px; height: 36px; flex: none; display: grid; place-items: center; border-radius: 12px; background: color-mix(in srgb, var(--c) 15%, transparent); color: var(--c); }
  .cat__ico .i { width: 18px; height: 18px; }
  .cat__main { flex: 1; min-width: 0; display: grid; gap: 7px; }
  .cat__row { display: flex; align-items: baseline; justify-content: space-between; gap: 10px; }
  .cat__row--sub { align-items: center; }
  .cat__name { font-weight: 650; font-size: 14.5px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .cat__amt { font-weight: 650; font-size: 14.5px; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .cat__bar { flex: 1; height: 5px; overflow: hidden; border-radius: 3px; background: rgba(238, 244, 231, 0.06); }
  .cat__bar i { display: block; width: var(--w); height: 100%; border-radius: inherit; background: var(--c); }
  .cat__share { flex: none; min-width: 70px; font-size: 12px; color: var(--mute); text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .cat__share em { font-style: normal; font-weight: 650; margin-left: 2px; }
  .cat__share .is-up { color: var(--red); }
  .cat__share .is-down { color: var(--lime); }
  .is-grow { animation: grow 0.8s var(--ease) both; }
  @keyframes grow { from { width: 0; } }
  .budgets { display: grid; gap: 10px; }
  .budget { padding: 14px; border-radius: 18px; background: var(--s1); border: 1px solid var(--line); }
  .budget__row { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
  .budget__name { display: flex; align-items: center; gap: 8px; font-weight: 650; font-size: 14.5px; }
  .budget__name .i { width: 18px; height: 18px; color: var(--c); }
  .budget__amt { font-weight: 650; font-size: 14px; white-space: nowrap; font-variant-numeric: tabular-nums; }
  .budget__of { color: var(--mute); font-weight: 500; }
  .budget__bar { height: 8px; margin-top: 11px; overflow: hidden; border-radius: 4px; background: rgba(238, 244, 231, 0.06); }
  .budget__bar i { display: block; width: var(--p); height: 100%; border-radius: inherit; background: var(--c); }
  .budget.is-warn .budget__bar i { background: var(--amber); }
  .budget.is-over .budget__bar i { background: var(--red); }
  .budget__note { margin-top: 8px; font-size: 12.5px; color: var(--mute); }
  .budget.is-warn .budget__note { color: var(--amber); }
  .budget.is-over .budget__note { color: var(--red); }

  /* ================================================================ profile */
  .me { display: flex; align-items: center; gap: 16px; margin: 2px 0 18px; }
  .me .av--xl { background: var(--lime); color: var(--lime-ink); box-shadow: 0 0 0 3px var(--app), 0 0 0 4.5px rgba(200, 245, 96, 0.4); }
  .me__name { font: 600 20px/1.2 var(--fd); letter-spacing: -0.04em; }
  .me__meta { display: flex; align-items: center; gap: 8px; margin-top: 7px; font-size: 13.5px; color: var(--mute); }
  .plan { padding: 4px 8px; border-radius: 7px; background: var(--lime); color: var(--lime-ink); font-weight: 800; font-size: 11px; letter-spacing: 0.06em; text-transform: uppercase; }
  .ibanbtn { display: flex; align-items: center; justify-content: space-between; gap: 12px; width: 100%; margin-bottom: 12px; padding: 14px 16px; border-radius: 20px; background: var(--s1); border: 1px dashed var(--line-2); text-align: left; transition: border-color 0.2s, background 0.2s; }
  .ibanbtn:hover { border-color: rgba(200, 245, 96, 0.4); }
  .ibanbtn__txt { min-width: 0; display: grid; gap: 4px; }
  .ibanbtn small { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; color: var(--mute); }
  .ibanbtn strong { font-weight: 600; font-size: 13.5px; letter-spacing: 0.01em; font-variant-numeric: tabular-nums; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .ibanbtn__ico { width: 38px; height: 38px; flex: none; display: grid; place-items: center; border-radius: 12px; background: var(--lime-soft); color: var(--lime); }
  .ibanbtn__ico .i { width: 18px; height: 18px; }
  .rows { padding: 2px 16px; }
  .row { display: flex; align-items: center; gap: 12px; width: 100%; padding: 12px 0; text-align: left; }
  .rows .row + .row, .topics li + li .row { border-top: 1px solid var(--line); }
  .row__txt { flex: 1; font-weight: 650; font-size: 14.5px; }
  .row__chev { width: 18px; height: 18px; color: var(--mute); transition: transform 0.2s; }
  .row:hover .row__chev { transform: translateX(3px); }
  .ver { margin-top: 20px; text-align: center; font-size: 12px; color: var(--mute); }

  /* ================================================================ tab bar */
  .tabbar {
    position: absolute; left: 0; right: 0; bottom: 0; z-index: 20; height: var(--tabbar-h); padding: 7px 10px 0;
    display: grid; grid-template-columns: repeat(5, 1fr); align-items: start;
    background: rgba(13, 17, 13, 0.82); border-top: 1px solid var(--line);
    -webkit-backdrop-filter: blur(20px) saturate(150%); backdrop-filter: blur(20px) saturate(150%);
  }
  .tabbar__blob { position: absolute; left: 0; top: 6px; width: 58px; height: 46px; border-radius: 16px; background: var(--lime-soft); transform: translateX(var(--bx, 13px)); transition: transform 0.55s var(--spring); }
  .tab { position: relative; z-index: 1; display: grid; justify-items: center; gap: 4px; padding-top: 5px; font-size: 11px; font-weight: 650; color: var(--mute); transition: color 0.25s; }
  .tab:hover { color: var(--ink-2); }
  .tab .i { width: 24px; height: 24px; transition: transform 0.4s var(--spring); }
  .tab.is-active { color: var(--lime); }
  .tab.is-active .i { transform: translateY(-1px) scale(1.04); }
  .tab:focus-visible { outline-offset: -2px; border-radius: 14px; }
  .tab--send { padding-top: 0; }
  .tab__plus { width: 54px; height: 54px; margin-top: -12px; display: grid; place-items: center; border-radius: 19px; background: var(--lime); color: var(--lime-ink); box-shadow: 0 12px 26px -10px rgba(200, 245, 96, 0.7), inset 0 1px 0 rgba(255, 255, 255, 0.45); transition: transform 0.4s var(--spring), background 0.2s; }
  .tab__plus .i { width: 26px; height: 26px; stroke-width: 2.2; }
  .tab--send:hover .tab__plus { background: var(--lime-hi); transform: translateY(-2px); }
  .tab--send:active .tab__plus { transform: scale(0.88) rotate(90deg); }

  /* ================================================================ send flow */
  .flow {
    position: absolute; inset: 0; z-index: 70; display: flex; flex-direction: column; padding-top: var(--top);
    background: var(--app); transform: translate3d(0, 100%, 0); transition: transform 0.55s cubic-bezier(0.22, 0.9, 0.24, 1);
    box-shadow: 0 -30px 60px rgba(0, 0, 0, 0.5);
  }
  .flow.is-open { transform: none; }
  .flow__head { flex: none; display: grid; grid-template-columns: 42px 1fr 42px; align-items: center; gap: 8px; padding: 6px 16px 8px; }
  .flow__mid { display: grid; justify-items: center; gap: 8px; }
  .flow__title { font: 600 15px/1 var(--fd); letter-spacing: -0.03em; outline: none; }
  .flow__steps { display: flex; gap: 5px; transition: opacity 0.3s; }
  .flow__steps i { width: 18px; height: 4px; border-radius: 2px; background: rgba(238, 244, 231, 0.14); transition: background 0.35s, width 0.35s var(--spring); }
  .flow__steps i.is-on { background: var(--lime); }
  .flow.is-done .flow__steps, .flow.is-done [data-flow-back] { opacity: 0; pointer-events: none; }
  .flow__body { position: relative; flex: 1; overflow: hidden; }
  .step { position: absolute; inset: 0; display: flex; flex-direction: column; padding: 8px 20px 34px; overflow-x: hidden; overflow-y: auto; scrollbar-width: none; overscroll-behavior: contain; }
  .step::-webkit-scrollbar { display: none; }
  .step.is-in-r { animation: step-r 0.42s var(--ease) both; }
  .step.is-in-l { animation: step-l 0.42s var(--ease) both; }
  @keyframes step-r { from { opacity: 0; transform: translate3d(28px, 0, 0); } }
  @keyframes step-l { from { opacity: 0; transform: translate3d(-28px, 0, 0); } }
  .step__title { margin: 4px 0 16px; font: 600 22px/1.15 var(--fd); letter-spacing: -0.045em; }
  .mini { margin: 22px 0 10px; font: 700 11.5px/1 var(--ft); letter-spacing: 0.09em; text-transform: uppercase; color: var(--mute); }

  .search { display: flex; align-items: center; gap: 10px; height: 50px; padding: 0 14px; border-radius: 17px; background: var(--s1); border: 1px solid var(--line); color: var(--mute); transition: border-color 0.2s, box-shadow 0.2s; }
  .search:focus-within { border-color: rgba(200, 245, 96, 0.5); box-shadow: 0 0 0 4px rgba(200, 245, 96, 0.1); }
  .search .i { width: 19px; height: 19px; }
  .search input { flex: 1; min-width: 0; height: 100%; border: 0; outline: 0; background: none; font-size: 15px; font-weight: 500; color: var(--ink); }
  .search input::placeholder { color: var(--mute); }
  .search input::-webkit-search-cancel-button { filter: invert(0.7); }
  .recents__list { display: flex; gap: 12px; margin: 0 -20px; padding: 2px 20px 4px; overflow-x: auto; scrollbar-width: none; }
  .recents__list::-webkit-scrollbar { display: none; }
  .recent { width: 60px; flex: none; display: grid; justify-items: center; gap: 7px; font-size: 12.5px; font-weight: 650; color: var(--ink-2); border-radius: 14px; }
  .recent:active .av { transform: scale(0.9); }
  .recent.is-picked .av, .contact.is-picked .av { animation: picked 0.4s var(--spring); }
  @keyframes picked { 40% { transform: scale(1.15); box-shadow: 0 0 0 4px rgba(200, 245, 96, 0.35); } }
  .contacts { overflow: hidden; border-radius: 20px; background: var(--s1); border: 1px solid var(--line); }
  .contacts li + li { border-top: 1px solid var(--line); }
  .contact { display: flex; align-items: center; gap: 12px; width: 100%; padding: 11px 14px; text-align: left; transition: background 0.2s; }
  .contact:hover { background: rgba(238, 244, 231, 0.03); }
  .contact:focus-visible { outline-offset: -2px; border-radius: 18px; }
  .contact__main { flex: 1; min-width: 0; display: grid; gap: 2px; }
  .contact__name { font-weight: 650; }
  .contact__iban { font-size: 12.5px; color: var(--mute); font-variant-numeric: tabular-nums; }
  .contact__badge { display: inline-flex; align-items: center; gap: 5px; font-size: 11.5px; font-weight: 700; color: var(--lime); }
  .contact__logo { width: 15px; height: 15px; display: block; }

  .tochip { align-self: center; display: flex; align-items: center; gap: 10px; padding: 5px 14px 5px 5px; border-radius: 999px; background: var(--s1); border: 1px solid var(--line); text-align: left; transition: border-color 0.2s; }
  .tochip:hover { border-color: var(--line-2); }
  .tochip .av { width: 34px; height: 34px; font-size: 12px; }
  .tochip__txt { display: grid; }
  .tochip__txt small { font-size: 11px; color: var(--mute); }
  .tochip__txt strong { font-size: 14px; font-weight: 650; }
  .tochip__chg { margin-left: 8px; font-size: 12.5px; font-weight: 650; color: var(--lime); }
  .amt { flex: 1; min-height: 150px; display: grid; place-content: center; justify-items: center; gap: 12px; }
  .amt__val { position: relative; display: flex; align-items: baseline; font: 500 var(--amt-fs, 64px)/1 var(--fd); letter-spacing: -0.06em; white-space: nowrap; transition: font-size 0.25s var(--ease), color 0.25s; outline: none; font-variant-numeric: tabular-nums; }
  .amt__val--pre { flex-direction: row-reverse; }
  .amt__val.is-zero { color: rgba(238, 244, 231, 0.35); }
  .amt__digits { display: inline-flex; }
  .amt__cur { margin-left: 0.18em; font-size: 0.5em; color: var(--ink-2); letter-spacing: 0; }
  .amt__val--pre .amt__cur { margin: 0 0.1em 0 0; }
  .ch { display: inline-block; max-width: 1em; }
  .ch.is-in { animation: ch-in 0.42s var(--spring) both; animation-delay: calc(var(--i, 0) * 0ms); }
  .amt__digits .ch.is-in:only-child, .amt__digits .ch.is-in:last-child { animation-delay: 0ms; }
  .ch.is-out { animation: ch-out 0.18s var(--ease) forwards; }
  @keyframes ch-in { from { opacity: 0; transform: translateY(45%) scale(0.5); filter: blur(5px); } }
  @keyframes ch-out { to { opacity: 0; transform: translateY(-35%) scale(0.6); max-width: 0; } }
  .amt.is-shake .amt__val { animation: shake 0.42s; }
  @keyframes shake { 15%, 55% { transform: translateX(-9px); } 35%, 75% { transform: translateX(7px); } 90% { transform: translateX(-2px); } }
  .amt__hint { font-size: 13.5px; color: var(--mute); transition: color 0.2s; }
  .amt.is-err .amt__hint { color: var(--red); font-weight: 600; }
  .amt.is-err .amt__val { color: var(--red); }
  .quick { display: flex; justify-content: center; gap: 8px; margin-bottom: 10px; }
  .quick__btn { padding: 8px 14px; border-radius: 999px; background: var(--s1); border: 1px solid var(--line); font-weight: 650; font-size: 13.5px; transition: background 0.2s, transform 0.25s var(--spring); }
  .quick__btn:hover { background: var(--s2); }
  .quick__btn:active { transform: scale(0.92); }
  .keypad { display: grid; grid-template-columns: repeat(3, 1fr); gap: 4px; margin-bottom: 12px; }
  .key { height: 58px; display: grid; place-items: center; border-radius: 18px; font: 500 25px/1 var(--fd); letter-spacing: -0.02em; transition: background 0.15s, transform 0.25s var(--spring); touch-action: manipulation; }
  .key:hover { background: rgba(238, 244, 231, 0.04); }
  .key:active, .key.is-press { background: rgba(238, 244, 231, 0.1); transform: scale(0.92); transition-duration: 0.05s; }
  .key--fn { color: var(--ink-2); }
  .key .i { width: 26px; height: 26px; stroke-width: 1.6; }
  .key:focus-visible { outline-offset: -2px; border-radius: 18px; }

  .btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; height: 56px; padding: 0 22px; border-radius: 18px; font: 750 16px/1 var(--ft); letter-spacing: -0.005em; transition: transform 0.25s var(--spring), opacity 0.25s, background 0.2s; }
  .btn .i { width: 19px; height: 19px; }
  .btn--lime { background: var(--lime); color: var(--lime-ink); box-shadow: 0 12px 26px -16px rgba(200, 245, 96, 0.8); }
  .btn--lime:hover:not(:disabled) { background: var(--lime-hi); }
  .btn--ghost { background: var(--s1); border: 1px solid var(--line); color: var(--ink); }
  .btn--ghost:hover { background: var(--s2); }
  .btn--block { width: 100%; flex: none; }
  .btn:disabled { opacity: 0.32; }
  .btn:not(:disabled):active { transform: scale(0.97); }
  .step .btn--block { margin-top: 18px; }
  .spin { width: 18px; height: 18px; border-radius: 50%; border: 2.5px solid rgba(20, 32, 4, 0.25); border-top-color: var(--lime-ink); animation: spin 0.7s linear infinite; }
  @keyframes spin { to { transform: rotate(360deg); } }

  .field { position: relative; display: block; }
  .field input { width: 100%; height: 56px; padding: 0 66px 0 16px; border-radius: 17px; background: var(--s1); border: 1px solid var(--line); outline: 0; font-size: 16px; font-weight: 500; color: var(--ink); transition: border-color 0.2s, box-shadow 0.2s; }
  .field input::placeholder { color: var(--mute); }
  .field input:focus { border-color: rgba(200, 245, 96, 0.5); box-shadow: 0 0 0 4px rgba(200, 245, 96, 0.1); }
  .field__count { position: absolute; right: 14px; top: 50%; transform: translateY(-50%); font-size: 12px; color: var(--mute); font-variant-numeric: tabular-nums; pointer-events: none; }
  .chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 12px 0 22px; }
  .chipbtn { padding: 9px 14px; border-radius: 999px; background: var(--s1); border: 1px solid var(--line); font-weight: 650; font-size: 13.5px; transition: background 0.2s, border-color 0.2s, color 0.2s, transform 0.25s var(--spring); }
  .chipbtn:hover { background: var(--s2); }
  .chipbtn:active { transform: scale(0.94); }
  .chipbtn.is-on { background: var(--lime-soft); border-color: rgba(200, 245, 96, 0.45); color: var(--lime); }
  .chipbtn.is-pop { animation: bump 0.45s var(--spring); }
  .speed { display: grid; gap: 8px; margin-bottom: auto; }
  .speed__opt { display: flex; align-items: center; gap: 12px; width: 100%; padding: 14px; border-radius: 18px; background: var(--s1); border: 1px solid var(--line); text-align: left; transition: border-color 0.25s, background 0.25s; }
  .speed__opt.is-on { border-color: rgba(200, 245, 96, 0.45); background: linear-gradient(rgba(200, 245, 96, 0.06), rgba(200, 245, 96, 0.06)), var(--s1); }
  .speed__ico { width: 38px; height: 38px; flex: none; display: grid; place-items: center; border-radius: 12px; background: var(--s2); color: var(--lime); }
  .speed__ico .i { width: 19px; height: 19px; }
  .speed__opt strong { display: block; font-weight: 650; }
  .speed__opt small { display: block; margin-top: 2px; font-size: 12.5px; color: var(--mute); }
  .speed__radio { width: 22px; height: 22px; flex: none; margin-left: auto; border-radius: 50%; border: 2px solid rgba(238, 244, 231, 0.22); transition: border 0.3s var(--spring); }
  .speed__opt.is-on .speed__radio { border: 7px solid var(--lime); }

  .review { display: grid; gap: 4px; padding: 18px; border-radius: 24px; background: var(--s1); border: 1px solid var(--line); }
  .review__who { display: flex; align-items: center; gap: 12px; padding-bottom: 14px; border-bottom: 1px dashed var(--line-2); }
  .review__who strong { display: block; font-weight: 700; font-size: 16px; }
  .review__who small { display: block; margin-top: 2px; font-size: 12.5px; color: var(--mute); }
  .review__amt { padding: 18px 0 14px; text-align: center; font: 600 38px/1 var(--fd); letter-spacing: -0.055em; }
  .review__amt .m-dec, .review__amt .m-cur { font-size: 0.55em; color: var(--ink-2); }
  .review__amt .m-cur:last-child { margin-left: 0.2em; }
  .review__rows { display: grid; }
  .review__row { display: flex; justify-content: space-between; gap: 14px; padding: 10px 0; font-size: 14px; border-top: 1px solid var(--line); }
  .review__row dt { color: var(--mute); }
  .review__row dd { font-weight: 650; text-align: right; }
  .review__free { color: var(--lime); }

  .slide { position: relative; flex: none; height: 64px; margin-top: auto; overflow: hidden; border-radius: 22px; background: var(--s1); border: 1px solid var(--line); touch-action: none; -webkit-user-select: none; user-select: none; }
  .step[data-step="3"] .review { margin-bottom: 20px; }
  .slide__fill { position: absolute; left: 0; top: 0; bottom: 0; width: calc(var(--x, 0px) + 62px); border-radius: inherit; background: linear-gradient(90deg, rgba(200, 245, 96, 0.04), rgba(200, 245, 96, 0.32)); }
  .slide__label {
    position: absolute; inset: 0; display: grid; place-items: center; padding-left: 44px; font-weight: 700; font-size: 15px;
    color: transparent; background: linear-gradient(100deg, var(--mute) 0%, var(--mute) 40%, #fff 50%, var(--mute) 60%, var(--mute) 100%) 0 0 / 250% 100%;
    -webkit-background-clip: text; background-clip: text; animation: shimmer 2.6s linear infinite;
    opacity: calc(1 - var(--prog, 0) * 1.7);
  }
  .slide.is-busy .slide__label { animation: none; color: var(--ink-2); opacity: 1; padding-left: 0; padding-right: 60px; background: none; }
  @keyframes shimmer { from { background-position: 100% 0; } to { background-position: -150% 0; } }
  .slide__knob { position: absolute; left: 4px; top: 4px; width: 58px; height: 54px; display: grid; place-items: center; border-radius: 18px; background: var(--lime); color: var(--lime-ink); transform: translate3d(var(--x, 0px), 0, 0); box-shadow: 0 8px 18px -8px rgba(200, 245, 96, 0.8), inset 0 1px 0 rgba(255, 255, 255, 0.5); cursor: grab; touch-action: none; }
  .slide__knob:active { cursor: grabbing; }
  .slide__knob .i { width: 24px; height: 24px; stroke-width: 2.4; transition: opacity 0.2s; }
  .slide.is-back .slide__knob, .slide.is-back .slide__fill { transition: transform 0.55s var(--spring), width 0.55s var(--spring); }
  .slide.is-hint .slide__knob { animation: nudge 0.7s var(--ease); }
  @keyframes nudge { 30% { transform: translateX(26px); } 60% { transform: translateX(-3px); } }
  .slide__spin { position: absolute; width: 22px; height: 22px; border-radius: 50%; border: 2.5px solid rgba(20, 32, 4, 0.25); border-top-color: var(--lime-ink); opacity: 0; }
  .slide.is-busy .slide__knob .i { opacity: 0; }
  .slide.is-busy .slide__spin { opacity: 1; animation: spin 0.7s linear infinite; }

  .step--done { align-items: center; justify-content: center; gap: 8px; text-align: center; padding-bottom: 40px; }
  .step--done::before { content: ""; position: absolute; left: 50%; top: 50%; width: 420px; height: 420px; margin: -330px 0 0 -210px; border-radius: 50%; pointer-events: none; background: radial-gradient(closest-side, rgba(200, 245, 96, 0.16), rgba(200, 245, 96, 0)); opacity: 0; transition: opacity 1s 0.2s; }
  .step--done.is-play::before { opacity: 1; }
  .step--done .btn--block { margin-top: 30px; }
  .burst { position: relative; width: 130px; height: 130px; margin-bottom: 22px; }
  .burst__check { position: relative; z-index: 1; width: 100%; height: 100%; overflow: visible; }
  .burst__check circle { fill: var(--lime); transform-origin: 60px 60px; transform: scale(0); }
  .burst__check path { fill: none; stroke: var(--lime-ink); stroke-width: 8; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 80; stroke-dashoffset: 80; }
  .step--done.is-play .burst__check circle { animation: pop 0.65s var(--spring) forwards; }
  .step--done.is-play .burst__check path { animation: draw 0.45s 0.38s var(--ease) forwards; }
  @keyframes pop { to { transform: scale(1); } }
  @keyframes draw { to { stroke-dashoffset: 0; } }
  .burst__ring { position: absolute; inset: 0; border-radius: 50%; border: 2px solid var(--lime); opacity: 0; }
  .step--done.is-play .burst__ring { animation: ring 1.1s 0.15s var(--ease) forwards; }
  .step--done.is-play .burst__ring--2 { animation-delay: 0.4s; }
  @keyframes ring { 0% { opacity: 0.85; transform: scale(0.8); } 100% { opacity: 0; transform: scale(2.2); } }
  .burst__p { position: absolute; left: 50%; top: 50%; width: var(--s); height: var(--s); margin: calc(var(--s) / -2) 0 0 calc(var(--s) / -2); border-radius: 50%; background: var(--lime); opacity: 0; }
  .burst__p:nth-of-type(3n) { background: #fff; }
  .burst__p:nth-of-type(4n) { border-radius: 2px; background: #6fd3c1; }
  .step--done.is-play .burst__p { animation: particle 1s 0.28s cubic-bezier(0.1, 0.7, 0.3, 1) forwards; }
  @keyframes particle { 0% { opacity: 1; transform: rotate(var(--a)) translateY(0) scale(1); } 100% { opacity: 0; transform: rotate(var(--a)) translateY(calc(var(--d) * -1)) scale(0.3); } }
  .done__title { font: 600 32px/1 var(--fd); letter-spacing: -0.055em; }
  .step--done.is-play .done__title, .step--done.is-play .done__amt, .step--done.is-play .done__to, .step--done.is-play .done__eta { animation: rise 0.5s 0.45s var(--ease) both; }
  .done__amt { margin-top: 4px; font: 600 24px/1 var(--fd); letter-spacing: -0.04em; color: var(--lime); }
  .done__amt .m-dec, .done__amt .m-cur { font-size: 0.6em; }
  .done__amt .m-cur:last-child { margin-left: 0.18em; }
  .done__to { margin-top: 4px; font-size: 15.5px; font-weight: 600; }
  .done__eta { font-size: 13.5px; color: var(--mute); }

  /* ================================================================ bottom sheet */
  .sheet-layer { position: absolute; inset: 0; z-index: 80; }
  .sheet-scrim { position: absolute; inset: 0; background: rgba(3, 5, 3, 0.62); opacity: 0; transition: opacity 0.4s; }
  .sheet-layer.is-open .sheet-scrim { opacity: var(--scrim, 1); }
  .sheet {
    position: absolute; left: 0; right: 0; bottom: 0; max-height: calc(100% - var(--top) - 24px); display: flex; flex-direction: column;
    border-radius: 32px 32px 0 0; background: #141a14; border-top: 1px solid var(--line-2);
    box-shadow: 0 -24px 60px rgba(0, 0, 0, 0.55); outline: none;
    transform: translate3d(0, calc(100% + 30px), 0); transition: transform 0.5s cubic-bezier(0.22, 0.9, 0.24, 1);
  }
  .sheet-layer.is-open .sheet { transform: translate3d(0, var(--sy, 0px), 0); }
  .sheet.is-drag { transition: none; }
  .sheet-layer:has(.sheet.is-drag) .sheet-scrim { transition: none; }
  .sheet__grab { position: relative; flex: none; height: 30px; display: grid; place-items: center; cursor: grab; touch-action: none; }
  .sheet.is-drag .sheet__grab { cursor: grabbing; }
  .sheet__handle { width: 42px; height: 5px; border-radius: 3px; background: rgba(238, 244, 231, 0.24); transition: background 0.2s, width 0.2s; }
  .sheet__grab:hover .sheet__handle { background: rgba(238, 244, 231, 0.4); width: 48px; }
  .sheet__close:focus-visible { position: absolute !important; width: auto; height: auto; clip: auto; right: 14px; top: 2px; padding: 4px 10px; margin: 0; border-radius: 8px; background: var(--s2); font-size: 12px; }
  .sheet__content { overflow-y: auto; padding: 2px 20px calc(30px + env(safe-area-inset-bottom)); scrollbar-width: none; overscroll-behavior: contain; }
  .sheet__content::-webkit-scrollbar { display: none; }
  .sd__head, .sh__head { touch-action: none; cursor: grab; }
  .sd__head { display: grid; justify-items: center; gap: 6px; padding: 4px 0 20px; text-align: center; }
  .sd__ico { width: 64px; height: 64px; display: grid; place-items: center; border-radius: 22px; background: color-mix(in srgb, var(--c) 16%, transparent); color: var(--c); }
  .sd__ico .i { width: 30px; height: 30px; stroke-width: 1.6; }
  .sd__name { margin-top: 8px; font: 600 18px/1.25 var(--fd); letter-spacing: -0.035em; text-wrap: balance; }
  .sd__amt { margin-top: 2px; font: 600 36px/1.05 var(--fd); letter-spacing: -0.055em; font-variant-numeric: tabular-nums; }
  .sd__amt.is-pos { color: var(--lime); }
  .sd__status { display: inline-flex; align-items: center; gap: 5px; padding: 6px 10px; border-radius: 999px; background: var(--lime-soft); color: var(--lime); font-size: 12.5px; font-weight: 650; }
  .sd__status .i { width: 14px; height: 14px; stroke-width: 2.4; }
  .sd__status.is-pending { background: rgba(255, 194, 92, 0.12); color: var(--amber); }
  .sd__acts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-bottom: 14px; }
  .sd__act { display: grid; justify-items: center; gap: 7px; padding: 13px 6px; border-radius: 18px; background: var(--s1); border: 1px solid var(--line); font-size: 12.5px; font-weight: 650; color: var(--ink-2); transition: background 0.2s, transform 0.25s var(--spring); }
  .sd__act:hover { background: var(--s2); color: var(--ink); }
  .sd__act:active { transform: scale(0.94); }
  .sd__act .i { width: 20px; height: 20px; }
  .sd__rows { padding: 0 14px; border-radius: 20px; background: var(--s1); border: 1px solid var(--line); }
  .sd__row { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 12px 0; font-size: 14px; }
  .sd__row + .sd__row { border-top: 1px solid var(--line); }
  .sd__row dt { flex: none; color: var(--mute); }
  .sd__row dd { font-weight: 650; text-align: right; min-width: 0; overflow-wrap: anywhere; }
  .sd__cat { display: inline-flex; align-items: center; gap: 6px; color: var(--c); }
  .sd__cat .i { width: 16px; height: 16px; }
  .sd__mono { font-family: var(--ft); font-weight: 650; font-size: 13.5px; letter-spacing: 0.03em; font-variant-numeric: tabular-nums; white-space: nowrap; }
  .sd__head .av--xl { width: 64px; height: 64px; }
  .sh__head { padding: 4px 0 18px; }
  .sh__title { font: 600 20px/1.2 var(--fd); letter-spacing: -0.045em; }
  .sh__sub { margin-top: 6px; font-size: 14px; color: var(--mute); }
  .sh__btns { display: grid; gap: 8px; margin-top: 14px; }
  .rcv { display: grid; gap: 14px; }
  .rcv__qr { justify-self: center; display: grid; justify-items: center; gap: 10px; padding: 16px 16px 12px; border-radius: 24px; background: #eef4e7; color: #101410; }
  .qr { width: 156px; height: 156px; display: block; }
  .rcv__qrlbl { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: #5b6455; }
  .tu { display: grid; gap: 18px; }
  .tu__amt { text-align: center; padding: 8px 0 0; font: 600 44px/1 var(--fd); letter-spacing: -0.055em; }
  .tu__amt .m-dec, .tu__amt .m-cur { font-size: 0.5em; color: var(--ink-2); }
  .tu__amt .m-cur:last-child { margin-left: 0.2em; }
  .tu__chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; }
  .potd { display: grid; justify-items: center; gap: 12px; }
  .potd__ring { position: relative; width: 168px; height: 168px; color: var(--c); }
  .potd__ring svg { width: 100%; height: 100%; transform: rotate(-90deg); }
  .potd__ring .pot__track, .potd__ring .pot__prog { stroke-width: 7; }
  .potd__mid { position: absolute; inset: 0; display: grid; place-content: center; justify-items: center; gap: 4px; }
  .potd__mid strong { font: 600 26px/1 var(--fd); letter-spacing: -0.05em; color: var(--ink); }
  .potd__mid span { font-size: 13px; font-weight: 650; color: var(--c); }
  .potd__lbl { margin-top: 6px; font: 700 11.5px/1 var(--ft); letter-spacing: 0.09em; text-transform: uppercase; color: var(--mute); }
  .potd__err { min-height: 18px; font-size: 13px; color: var(--red); }
  .notifs { display: grid; gap: 8px; margin-bottom: 14px; }
  .notif { display: flex; gap: 12px; padding: 14px; border-radius: 18px; background: var(--s1); border: 1px solid var(--line); font-size: 14px; line-height: 1.4; }
  .notif__ico { width: 36px; height: 36px; flex: none; display: grid; place-items: center; border-radius: 12px; background: var(--lime-soft); color: var(--lime); }
  .notif__ico .i { width: 18px; height: 18px; }
  .notif__txt small { display: block; margin-top: 4px; font-size: 12px; color: var(--mute); }
  .stmts { overflow: hidden; border-radius: 20px; background: var(--s1); border: 1px solid var(--line); }
  .stmts li + li { border-top: 1px solid var(--line); }
  .stmt { display: flex; align-items: center; gap: 12px; width: 100%; padding: 13px 14px; text-align: left; transition: background 0.2s; }
  .stmt:hover { background: rgba(238, 244, 231, 0.03); }
  .stmt > .i { color: var(--ink-2); }
  .stmt__txt { flex: 1; min-width: 0; display: grid; gap: 2px; }
  .stmt__txt strong { font-weight: 650; }
  .stmt__txt small { font-size: 12.5px; color: var(--mute); font-variant-numeric: tabular-nums; }
  .stmt__pdf { padding: 5px 8px; border-radius: 8px; background: var(--s3); font: 700 11px/1 var(--ft); letter-spacing: 0.06em; color: var(--ink-2); }
  .topics { overflow: hidden; padding: 0 14px; border-radius: 20px; background: var(--s1); border: 1px solid var(--line); }
  .topics .row > .i:first-child { color: var(--lime); }

  /* coach mark */
  .coach { position: absolute; z-index: 66; left: 0; top: 0; width: 0; height: 0; pointer-events: none; opacity: 0; box-shadow: 0 0 0 2px var(--lime), 0 0 0 6px rgba(200, 245, 96, 0.22); transition: opacity 0.3s; }
  .coach.is-on { opacity: 1; animation: coach 1.3s ease-in-out infinite; }
  @keyframes coach { 50% { box-shadow: 0 0 0 2px var(--lime), 0 0 0 14px rgba(200, 245, 96, 0); } }

  /* ================================================================ responsive */
  @media (max-width: 1239px) {
    .stage { grid-template-columns: minmax(280px, 380px) auto; grid-template-rows: auto auto; align-content: center; row-gap: 26px; }
    .intro { grid-column: 1; grid-row: 1; align-self: end; }
    .intro__feats { display: none; }
    .intro__note { margin-top: 18px; }
    .tryit { grid-column: 1; grid-row: 2; align-self: start; justify-self: end; max-width: 380px; }
    .device-wrap { grid-column: 2; grid-row: 1 / span 2; align-self: start; position: sticky; top: calc(var(--fs-bar-h) + 24px); }
  }
  @media (max-width: 860px) {
    .stage { grid-template-columns: minmax(0, 1fr); grid-template-rows: none; row-gap: 40px; padding: 28px 20px 56px; }
    .device-wrap { grid-column: 1; grid-row: 1; position: relative; top: auto; }
    .intro { grid-column: 1; grid-row: 2; justify-self: center; max-width: 520px; text-align: center; }
    .intro__brand, .intro__note { justify-content: center; }
    .intro__feats { display: grid; text-align: left; }
    .tryit { grid-column: 1; grid-row: 3; justify-self: center; max-width: 520px; }
  }
  @media (max-width: 600px) {
    .saldo { --top: 0px; --tabbar-h: calc(68px + env(safe-area-inset-bottom)); }
    .stage { display: block; min-height: 0; padding: 0; background: var(--app); }
    .stage::before, .stage::after, .device-wrap::before, .device-wrap::after { display: none; }
    .intro, .tryit { display: none; }
    .device-wrap { display: block; }
    .device-slot { width: 100%; height: auto; }
    .device { position: relative; width: 100%; height: auto; padding: 0; border-radius: 0; background: none; box-shadow: none; transform: none; }
    .device::before, .device__btn, .statusbar, .home-ind, .screen::after { display: none; }
    .screen { width: 100%; height: calc(100svh - var(--fs-bar-h)); min-height: 560px; border-radius: 0; }
    .screen::before { height: 14px; }
    .view { padding-top: 10px; overscroll-behavior-y: auto; }
    .tabbar { padding-bottom: env(safe-area-inset-bottom); }
    .flow { padding-top: 6px; }
    .sheet { max-height: calc(100% - 28px); }
    .island { top: 8px; width: 160px; height: 0; opacity: 0; transition: width 0.5s var(--spring), height 0.5s var(--spring), border-radius 0.5s var(--spring), opacity 0.25s; }
    .island.is-open { width: calc(100% - 20px); max-width: 420px; height: 64px; opacity: 1; background: #050705; box-shadow: 0 18px 40px -12px rgba(0, 0, 0, 0.9), 0 0 0 1px rgba(226, 255, 190, 0.08); }
  }
  @media (max-width: 370px) {
    .view, .step { padding-left: 16px; padding-right: 16px; }
    .pots, .recents__list { margin: 0 -16px; padding-left: 16px; padding-right: 16px; }
    .spark, .carousel { margin-left: -16px; margin-right: -16px; }
    .bal__amt { font-size: 38px; }
    .qa__ico { width: 54px; height: 54px; }
    .key { height: 52px; }
  }
  @media (max-height: 700px) and (max-width: 600px) {
    .key { height: 48px; }
    .amt { min-height: 110px; }
  }

  @media (max-height: 800px) and (min-width: 861px) {
    .tryit { padding: 16px 14px 14px; }
    .tryit__lead { margin-bottom: 8px; }
    .goal { padding: 7px 10px; }
    .tryit__tip { display: none; }
    .intro__brand { margin-bottom: 22px; }
    .intro__feats { margin-top: 22px; gap: 14px; }
  }

  @media (prefers-reduced-motion: reduce) {
    .saldo *, .saldo *::before, .saldo *::after { animation-duration: 0.01ms !important; animation-delay: 0ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; transition-delay: 0ms !important; }
    .device-wrap::after { animation: none; }
  }
}